📅 MATURITY DATE
US Capital Private Bank Knowledge Base
📖 What is Maturity Date?
The Maturity Date is the specific date on which a negotiable instrument, such as a bond, promissory note, or bill of exchange, becomes due for payment. On this date, the issuer is obligated to pay the holder the full principal amount along with any accrued interest, if applicable.
⚙️ Key Details
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The maturity date marks the end of the instrument’s term or lifespan.
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Payment can be made in full on this date, fulfilling the debt or obligation.
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Depending on the instrument, early redemption or extension may sometimes be allowed under specific conditions.
💡 Importance in Finance
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Helps investors plan their cash flows and investment strategies.
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Critical for borrowers and lenders to manage repayments and funding schedules.
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Defines when ownership rights or claims on funds are fully realized.
⚠️ Considerations
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Missing the maturity date can lead to penalties or default.
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Some instruments may have callable features allowing early payment before maturity.
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Market conditions near maturity can affect the value and liquidity of the instrument.
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