Coverage Limits

💰 Coverage Limits

US Capital Private Bank Knowledge Base


📌 Overview

Coverage Limits refer to the maximum amount of financial protection or insurance provided by a regulatory or financial entity, such as SIPC, FDIC, or other protection schemes, to investors or depositors in the event of a financial institution’s failure.


🔑 Key Coverage Limits Examples

Icon Protection Type Coverage Limit Notes
🛡️ SIPC Coverage Up to $500,000 per customer, including $250,000 for cash claims Protects securities and cash held by a brokerage firm.
🏦 FDIC Deposit Insurance Up to $250,000 per depositor, per insured bank Protects deposit accounts at U.S. banks.
💳 Credit Card Fraud Limits Varies, often limited to $50 liability Limits customers’ losses from unauthorized charges.
📈 SEC Investor Protection Variable; generally focuses on regulation, not direct coverage Regulatory oversight rather than insurance.

⚠️ Important Notes

  • Coverage limits apply per customer, per institution.

  • Different protection schemes cover different types of assets.

  • Coverage does not protect against investment losses due to market changes.

  • Understanding coverage limits helps clients make informed decisions about asset protection.


📬 Contact US Capital Private Bank

📧 Email: [email protected]
🌐 Website: https://uscapitalprivatebank.com
📞 Phone: +971529926005

🎥 For more insight into financial protections and limits, watch:
🔗 US Capital Private Bank Video

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