πŸ“„ Assignment of Proceeds

📄 Assignment of Proceeds

US Capital Private Bank Knowledge Base


📖 What is Assignment of Proceeds?

Assignment of Proceeds is a financial arrangement where the beneficiary of a letter of credit (or similar financial instrument) requests that all or part of the funds payable to them be redirected to a third party.


⚙️ Key Points

  • The beneficiary instructs the bank or payer to transfer proceeds to another party.

  • Important: This does not transfer the legal rights or ownership of the letter of credit itself.

  • Nor does it transfer the title to the goods covered by the letter of credit.

  • It simply redirects payment flows for convenience, financing, or settlement of obligations.


💡 Why Use Assignment of Proceeds?

  • To settle debts or obligations with suppliers, lenders, or partners.

  • To facilitate financing arrangements or collateralization.

  • To streamline payment distribution in complex trade or project finance.


📚 Related Terms

  • Letter of Credit: A bank's commitment to pay the beneficiary upon presentation of specified documents.

  • Beneficiary: The party entitled to receive payment under the letter of credit.


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